Business Loans are simple unsecured business loans available to small and medium enterprises for all your working capital needs for a short-term tenure with a monthly repayment between 12-48 months.
These loans are secured through Personal Guarantees of the Promoter along with Post Dated Cheques which are kept for the repayment of the monthly obligation.
This product is offered to Businesses to bridge the gap in day-to-day operation and gear up the business. This way helps you to lend cash against the value of your unpaid invoices or Postdated cheques. Many Clients and Suppliers work with deferred invoice payment terms or postdated cheques - often up to 120 days - which can put a strain on their finances. So, here we lend you money between 70-80% against your unpaid invoices upfront and settle the loan at the time when the payment is received.
Home Loans, we offer unbeatable benefits to ensure that you get the best deal without any hassles. As one of the premier Finance Provider Company we understand how special building a new home is for you and our Home Loan help you lay the foundation for your dream home.
WFC offers you the most convenient home loan plans to suit your needs. With so many attractive features in every type of home loan we offer, creating the home you always wanted is no longer a distant dream. Sanction approval is done without having selected a property.
This way you can now take a loan against any of your owned property, to expand your business, plan a dream wedding or fund your child's education and much more.
In this product you can borrow up to 60% - 80% against the existing market value of the property. We can have the flexibility to choose between an Term Loan or an Overdraft Facility or Both. In an overdraft account you can pay interest on the number of days you utilize the funds and in a Term Loan the tenure can vary from 7 years to 25 years based on your repaying capacity or income. We can assure you for the attractive interest rates and simple and speedy processing.
This is a very vast and specialized financing required by SME and Corporates to expand and increase there business in multiple folds.
This loan can be in the form of
- TR/LC
- Bank Guarantees / Bonds
- Export Bill Discounting
- CAPEX & Equipment Financing
- Loan against POS Sales
- Loan for Real Estate Funding, etc.
Funding is done to all types of projects like Real Estate, School, Warehouse, Labour Camp, Renovation & Modernization of a Property, Up-gradation, etc based on the construction estimate of the property by the Contractor/architect.
This loan can be given on the basis of your existing income or future rentals of the property against which financing is proposed.
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